ACH Gateway

ACH Gateway Software companies planning to add electronic check processing (ACH services) Check 21 and Credit Card processing to their software products will find the solution in our ACH gateway..  

The degree to which you can integrate ACH processing depends on your software and what changes you are willing to make.  The most seamless methods let you submit ACH, Check 21, or Credit Card transactions directly from the software without the need for a secondary software application.  Depending upon your needs, we will provide you with an API or coding directions to communicate directly with the gateway.

Our gateway receives payment information from your software and automatically converts checks into electronic transactions, whether sent to you by mail or received at the point of purchase.  The clearing process, which in the past could take up to two weeks, is now reduced to 24-48 hours, improving cash flow and reducing the risks associated with bad checks.

• Converting paper checks into electronic payments provides numerous cost savings for your clients while generating additional monthly income for you, the software provider. 
• Stop relying on “the checks in the mail” by providing a recurring electronic debit alternative.
• Ideal for companies that want to eliminate the need for a 3rd party ACH package that creates a NACHA file for upload to the bank.
• Double entry posting issues will be eliminated, clerical costs reduced and wasted trips to the bank become a thing of the past. 
• Supports personal checks, business checks, payroll checks, WIC checks, money orders and cashier’s checks. 
• Our “total solution” gateway allows you to provide upfront payment verification, check conversion and electronic payments processing, as well as back end recovery for any of the items that are returned NSF. 
• 24/7 Internet reporting is standard and private labeling is available.